The Standard Flood Insurance Policy (SFIP) issued under the NFIP provides a period of sixty (60) days from the date of loss within which it is incumbent upon the policyholder to send the Insurer a signed and sworn proof of loss, which is the policyholder’s detailed statement of the claim. These provisions are set forth in the SFIP at Article VII. General Conditions, Paragraph J.4. of the Dwelling Form and the General Property Form and at Article VIII. General Conditions, Paragraph J.4. of the Residential Condominium Building Association Policy Form.

Due to the recent flooding associated with Hurricanes Gustav and Ike, an extension of the 60-day period within which a proof of loss must be submitted to the Insurer has been granted. This period had been extended by 120 days. See full details concerning FEMA's October 20, 2008 Memorandum MAKE CERTAIN THAT YOU READ AND COMPLY WITH THIS DEADLINE.

DEADLINE CONCERNING MANDATORY FILING SUIT REQUIREMENT

Also, please remember that time limitations for FILING SUIT ON FLOOD CLAIMS is governed by federal  law.  Accordingly, please make certain that you check your flood insurance policy under the section titled "GENERAL CONDITIONS, R. Suit Against Us" to determine filing deadlines. MAKE CERTAIN THAT YOU READ AND COMPLY WITH THIS DEADLINE.